Privacy Policy

Last updated: 12/6/2025

1. Introduction

Welcome to Risk Insights ("we", "our", "us"). We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our application (the "Service"). By using the Service, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

We may collect information about you in a variety of ways. The information we may collect on the Service includes:

Personal Data: Personally identifiable information, such as your name, email address, and company name, that you voluntarily give to us when you register with the Service.
Lead Data: Information you provide about your leads for the purpose of risk assessment. This may include, but is not limited to, names, dates of birth, zip codes, and other data points relevant to the services you use.
Derivative Data: Information our servers automatically collect when you access the Service, such as your IP address, browser type, operating system, access times, and the pages you have viewed directly before and after accessing the Service.
Financial Data: We do not store or collect any payment information. All payment transactions are handled through secure third-party payment processors.

3. Use of Your Information

Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Service to:

Create and manage your account.
Process your lead data and return risk assessment scores from third-party services.
Provide AI-driven analysis and summaries of your data.
Email you regarding your account or other administrative matters.
Monitor and analyze usage and trends to improve your experience with the Service.
Prevent fraudulent transactions, monitor against theft, and protect against criminal activity.
Fulfill and manage services and other transactions related to the Service.

4. Disclosure of Your Information

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

By Law or to Protect Rights: If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.
Third-Party Service Providers: We may share your information with third parties that perform services for us or on our behalf, including data analysis (e.g., Verikai), AI model providers (e.g., Google), data storage, and customer service. We only share the minimum information necessary for them to perform their designated functions, and they are not permitted to use your data for any other purpose.
Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

5. Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse. Any information disclosed online is vulnerable to interception and misuse by unauthorized parties.

6. Policy for Children

We do not knowingly solicit information from or market to children under the age of 13. If you become aware of any data we have collected from children under age 13, please contact us using the contact information provided below.

7. Contact Us

If you have questions or comments about this Privacy Policy, please contact us at: contact@riskinsights.com